One scan and a Ukrainian bank app fills in the IBAN, amount and payment purpose.
A Ukrainian payment QR code follows the NBU standard for credit transfers: a bank app fills in the IBAN, amount and purpose instead of the payer typing them by hand. QRtor builds the code in your browser and verifies the account first; it does not process payments and is not a banking service.
https://qrtor.net
The code follows the NBU standard for credit transfers (Resolution No. 97), which Ukrainian bank apps support. Coverage is still growing, so scan your own code with the app your payers use before printing a run.
No. The format only carries Ukrainian IBANs starting with UA. A foreign account is refused in the form, because that code would scan and then be declined by the bank.
An IBAN carries a checksum, which is verified before any code is created. It catches every mistyped digit and every swap of neighbouring digits, so a typo cannot reach a printed code.
No. The code is built in your browser and the details never leave your device — check the network tab if you like. QRtor only encodes what you enter and does not process payments.
Yes. An empty amount lets the payer enter it themselves, which suits donation cards and volunteer fundraisers. Everything else stays prefilled.
The NBU format holds at most 331 bytes, and that includes a fixed 23-byte prefix the standard reserves. Cyrillic costs two bytes per character, so a payment purpose well inside its 140-character limit can still overflow the code — the generator checks the byte total, not the character count. Only hryvnia amounts are carried, written in the shortest form the standard asks for: UAH3 rather than UAH3.00.
The code carries an official bank.gov.ua payment link, so it works two ways: in-app scanners in Ukrainian bank apps read the requisites directly, and an ordinary phone camera opens the National Bank's page where the payer picks their bank. Error correction runs at level M per the NBU rules, which the generator applies automatically.
Donation cards and invoices are read at arm's length, so 25 to 35 mm is usually enough. Because the format caps the QR version, near-limit payloads print denser than a short one — give a full payload extra width, and keep the printed IBAN beside the code for payers whose app cannot scan the format yet.